Compare 7-year, 10-year, and 25-year repayment scenarios
Run the calculator with a conservative rate and a realistic repayment term. Then save your assumptions before you speak with a lender.
Calculator guide
SBA 7(a) loan calculator
SBA 7(a) loans are often used for working capital, expansion, equipment, business acquisition, and certain refinance needs. This page helps you model repayment before you request quotes.
Free finance tool
SBA loan payment and DSCR calculator
Estimate monthly payment, total interest, cash-flow coverage, and quote-readiness before talking with a lender.
Estimate monthly payment and total interest
Run the calculator with a conservative rate and a realistic repayment term. Then save your assumptions before you speak with a lender.
Prepare documents before a lender conversation
Run the calculator with a conservative rate and a realistic repayment term. Then save your assumptions before you speak with a lender.
Next step
Compare the estimate with real lender quotes.
Use this estimate as a planning note when comparing lenders, repayment terms, fees, and required documents.